Business Operations & Essentials
A convenient bundle combining liability and property coverage into one cost-effective package for small businesses.
Safeguard your income stream if an unexpected disaster forces you to pause operations.
Protect your physical assets, from your building to your inventory and equipment, against loss or damage.
Defend your business against claims related to employment practices, such as wrongful termination or discrimination.
Essential protection against third-party claims of bodily injury, property damage, or personal injury.
Secure your specialized equipment and goods while they are in transit or stored away from your main location.
Protection for your business if a product you manufacture or sell causes harm or injury to a consumer.
Build professional credibility and meet contractual obligations with guaranteed performance and payment bonds.
Support your employees and satisfy legal requirements by covering medical costs and lost wages for work-related injuries.
Contractors & Construction
Specialized coverage for skilled tradespeople like electricians and carpenters focused on their specific risks.
Protect structures under construction from fire, theft, and weather damage until the project is complete.
Comprehensive liability and equipment coverage designed to handle the heavy-duty demands of the job site.
Specific protection for cleaning professionals, including custody and control of client properties.
Address the unique risks of water damage, pipe bursts, and specialized tool coverage.
High-risk liability and equipment protection for professionals working at heights and with heavy machinery.
Events & Entertainment
Protect your expensive audio gear and personal liability while performing at various venues.
Recover lost deposits and expenses if your planned event is forced to cancel due to unforeseen circumstances.
Mandatory coverage for organizers to protect against accidents or injuries during a hosted gathering.
Comprehensive risk management for professionals coordinating large-scale festivals and shows.
Specialized liability and equipment coverage for mobile stalls and temporary food stations.
Professional protection against coordination errors and day-of mishaps for the big day.
Healthcare & Wellness
Sensitive coverage addressing the medical and safety needs of vulnerable populations in your care.
Protect your childcare business with liability and accident coverage built for early childhood environments.
Liability protection for gym owners and personal trainers facing risks of client injury.
Specialized professional liability for bodywork practitioners against claims of injury or negligence.
A specialized blend of property and liability coverage for private practices and clinics.
Professional Services
Specialized Errors and Omissions (E&O) coverage to protect against financial advice or calculation errors.
Unique liability coverage addressing the specific legal and privacy risks of the investigative field.
Also known as E&O, this defends you against claims of negligence or mistakes in your professional work.
Coverage for event-related risks, including cancellations, vendor issues, property damage, and liability during hosted events.
Protection for hands-on professionals covering liability, client injuries, and professional negligence claims.
Real Estate & Rentals
Bridging the gap between personal and commercial coverage for short-term rental hosts.
Comprehensive protection for multi-family units against structural damage and tenant liability.
Liability and property coverage designed specifically for board members and shared community assets.
Liability and fire protection for landlords who lease space to residential or commercial tenants.
Specialized coverage for property owners catering to the mobile traveler and long-term residents.
Essential coverage for buildings without occupants, protecting against vandalism, fire, and theft.
Retail & Hospitality
Specialized packages including liquor liability and assault and battery coverage.
Professional protection for stylists and salon owners against treatment-related injuries.
Hybrid coverage for your kitchen on wheels, combining auto and business liability.
Critical protection for any business that sells or serves alcohol to the public.
Broad coverage for inventory, equipment, and customer slip-and-fall protection.
Coverage for gyms, studios, and wellness professionals, including liability, equipment, and client injury protection.
Comprehensive protection for hotels, restaurants, and event spaces, covering property damage, guest liability, and business interruptions.
Technology & Digital Services
Defend your business against data breaches, ransomware, and the high cost of digital recovery.
Professional liability that understands code, network security, and project timelines.
Specialized coverage for the unique uptime and security promises you make to your clients.
Protection for the infrastructure and services that keep the world connected.
Protection for mobile and software app creators against coding errors, data breaches, and intellectual property disputes.
Transportation & Auto Services
Covers customer vehicles while they are in your care, custody, and control for repairs.
Liability and physical damage protection for any vehicle used for business purposes.
Specific coverage for environmental risks, fuel pumps, and convenience store inventory.
Heavy-duty coverage for long-haul and local delivery professionals.
Coverage for customer vehicles in your care, including damage from accidents, theft, or vandalism.
Flexible protection for businesses on the move, covering equipment, liability, and operational risks.
Specialty & Niche Businesses
Protecting your specialized brewing equipment, product spoilage, and taproom liability.
Specialized liability and hull coverage for commercial UAV operators and photographers.
Targeted protection for digital storefronts dealing with shipping logistics and cyber risks.
Affordable liability and Directors & Officers coverage for organizations serving the community.
Safeguarding your home-based operations with coverage for equipment, liability, and business interruptions.
Comprehensive protection for shared work environments, including property damage, tenant liability, and operational risks.
Coverage designed to protect property and assets from water damage caused by flooding and natural disasters.
Liability and equipment coverage tailored for training facilities, instructors, and student safety.
Specialized protection for outdoor professionals, covering liability, gear, and client safety in remote environments.
Coverage for vessels, cargo, and maritime operations, protecting against damage, loss, and liability at sea.